Ron,
You are absolutely correct. This is a much bigger problem. And we could spend an entire NAFA meet worth of evenings discussing the real core problem here.
One thing to keep in mind though, is that any time you are faced with a very big problem, the best solution is take it a bit at a time. You know, the same way you eat an elephant - one bite at a time. Enjoy the bite you are on, and get ready for the next one.